Trusted Delaware Attorneys For Uber And Lyft Accidents

Personal injury cases that involve rideshare accidents are unique because they have a layered system of insurance. When Delaware Uber and Lyft accidents happen, it can be difficult for those injured to know which insurance company is responsible for paying for their medical bills, lost wages and other damages.

At Pratcher Krayer LLC, our attorneys have experience in facing the issues that can come with these cases. As your legal counsel, we will help you understand your rights and hold rideshare companies and their insurers accountable. We will leave no stone unturned in our efforts to get you the compensation you deserve.

How Rideshare Insurance Coverage Works

A key detail to know about Delaware Uber and Lyft accidents is that the available insurance coverage depends on the driver’s status at the exact time of the crash. Here is an overview of how rideshare insurance coverage operates:

• When the driver is not yet logged on the app, what insurance applies? The driver’s personal car insurance applies, just like in any standard car accident.
• What if the driver is logged on, but there’s no passenger? Only the rideshare company’s limited liability coverage may be available if the driver’s personal insurance policy denies a claim.
• What if the driver is on an active trip? From the moment they accept a request until they drop off the passenger, a high-limit commercial policy from Uber or Lyft is in effect.

This system can be confusing, especially in cases involving multiple parties or when the insurance company denies liability. This is why working with a seasoned personal injury attorney may be necessary in rideshare accidents. We can investigate the facts of your crash and negotiate with the insurance companies on your behalf. We are also not afraid to take the case to court if the insurance company refuses to offer a fair settlement.

Different Factors Can Affect Your Personal Injury Claim

Every case is different. What you were doing during the accident and how you were injured can affect who you can file a claim against. For example:

• If you were a rideshare passenger: As a passenger in a rideshare vehicle, your claim is generally against the at-fault driver and their insurance. Because you were riding Uber or Lyft, the company’s high-limit insurance coverage may apply.
• If you were driving your car and a rideshare vehicle hit you: The main source of compensation would come from the at-fault rideshare driver’s personal insurance or the rideshare company’s liability policy, depending on the driver’s status on the app at the time of the crash.
• If a rideshare driver strikes you as a pedestrian or cyclist: You may have grounds to file a personal injury claim against the at-fault driver. However, this can be complex because both the driver’s personal car insurance and the rideshare company’s commercial policy may try to deny responsibility, claiming the other should pay for your injuries.

If the at-fault driver has no insurance or not enough coverage to pay for your damages, you may need to file a claim under the rideshare company’s uninsured/underinsured motorist (UM/UIM) policy. This is a special type of insurance coverage that protects victims when the at-fault driver is unable to pay.

In some cases, injuries can result from noncollision incidents, such as assaults by drivers or passengers, or accidents during an unsafe drop-off or pickup. These cases may involve claims of negligence against the company for inadequate screening or driver supervision. No matter how complicated the situation, our lawyers will be relentless in protecting your rights and pursuing a positive outcome.

Let Us Put Our Experience To Work For You: Call Us Today

At Pratcher Krayer LLC, we are committed to leveling the playing field for the injured and fighting for a fair result. Schedule your free consultation with our lawyers to discuss your case. Call us today at 302-566-1796 or fill out our online form to get started.