Being in a hit-and-run accident can leave you feeling confused and stressed. However, you can take clear steps to protect yourself and help authorities track down the responsible driver. Knowing how to respond after a hit-and-run is essential for your safety and legal rights.
Stay calm and check for injuries
After a hit-and-run, stay calm. First, check yourself and any passengers for injuries. If anyone is hurt, call 911 immediately to get medical help. Even if you don’t notice visible injuries, seek medical attention, as some injuries may not show up right away.
Gather evidence and report the accident
As soon as it’s safe, gather details about the accident. Write down the make, model, and color of the other vehicle. If the driver fled on foot, try to recall any details about their appearance. Take photos of the scene, including damage to your vehicle and the surrounding area. Even if you didn’t get a good look at the other driver, evidence like skid marks or vehicle debris can help authorities investigate.
Call the police to report the incident and provide them with as much information as possible. Legally, drivers are obligated to stop after a collision, and exchange information with the other party or authorities. They will file an official report, which you need for your insurance claim and any legal steps that follow.
Notify your insurance company
Next, inform your insurance company about the hit-and-run. Your policy may cover hit-and-run accidents under uninsured motorist coverage, which protects you in these situations. Give your insurance company a copy of the police report, photos, and any other details you’ve gathered.
Protect your future claims
Keep all documents related to the accident, such as medical records, car repair estimates, and police reports. You’ll need these if you pursue compensation for damages or medical bills.
While dealing with the situation may feel overwhelming, acting quickly and carefully can help reduce the stress and ensure that you don’t miss any important details. Understanding your rights and responsibilities allows you to better navigate the aftermath and protect your legal and financial interests.