Bicycle accidents are often misunderstood, with myths that mislead cyclists involved in crashes. Understanding the truth behind these myths helps you make informed decisions if you’re in an accident.
Myth 1: Cyclists can’t receive compensation for accidents
Many believe cyclists can’t recover damages, but that’s untrue. In Delaware, cyclists can pursue compensation for injuries from accidents, whether they are at fault or not. If a motorist is involved, you can file a claim against their insurance or your own policy in certain cases.
Myth 2: Bicycle accidents are the cyclist’s fault every time
Another myth is that accidents are usually the cyclist’s fault. While some accidents happen because of cyclist error, many result from careless driving or poor road conditions. Drivers often fail to notice cyclists or break traffic laws, leading to collisions. Cyclists have the same rights to the road as drivers and deserve respect.
Myth 3: You don’t need to report a minor bicycle accident
Even if an accident seems minor, reporting it is crucial. Failing to report can affect your ability to file a claim later. Delaware law requires reporting certain accidents involving injury or property damage. A report creates an official record, which can be vital for proving fault or recovering damages.
Myth 4: Only serious injuries matter in a bicycle accident claim
A common misconception is that only severe injuries are worth pursuing. Even minor injuries, like sprains or bruises, can have long-term effects. Medical bills, rehabilitation costs, and lost wages add up. Delaware law allows compensation for both minor and major injuries.
Myth 5: Cyclists don’t need insurance for accidents
Some cyclists think their health insurance is enough to cover an accident’s costs. While it helps with medical expenses, it doesn’t cover bicycle damage or lost wages. Delaware cyclists should get insurance that covers personal injury and property damage to avoid high out-of-pocket costs.
Understanding these myths helps you protect your rights and take action if you’re involved in a bicycle accident. Bicycle accidents can be stressful, but knowing the facts can make a difference in how you handle the aftermath.