Filing a workers’ compensation claim can feel overwhelming, especially if you are unfamiliar with the process. Workers who make mistakes during the filing process could face unnecessary delays or even a denial of benefits.
By understanding some common errors, you can improve your chances of a smooth claim process. After experiencing a workplace injury, be mindful to avoid these common mistakes when filing your workers’ compensation claim.
1. Failing to report the injury immediately
One of the biggest mistakes workers make is not reporting their injuries right away. Delaware labor law requires employees to report a workplace injury as soon as possible. Some workers might delay reporting because they believe the injury is minor or fear retaliation from their employer. However, delaying the report could complicate the process. Employers and insurers may question the validity of your injury if you did not report it in a timely manner. You should always report injuries, no matter how small, to avoid complications later.
2. Not seeking medical attention
After an injury, do not hesitate to seek medical attention. You might understandably feel that your injury does not require immediate care, or perhaps you think you should just tough it out. These can be costly mistakes. Without proper medical documentation, it becomes difficult to prove that the injury occurred at work. Medical records serve as evidence in the workers’ compensation process. Even if the injury seems minor, getting evaluated by a medical professional is worthwhile to ensure the injury is on record.
3. Failing to follow medical advice
Another common mistake is not following through with the doctor’s orders or prescribed treatment. Some workers may skip appointments, refuse certain treatments or return to work against medical advice. These actions cause issues with the workers’ compensation claim. The insurance company may argue that the claim is now invalid because the injury worsened due to the employee’s lack of compliance. You should always follow your doctor’s recommendations and attend all appointments to avoid jeopardizing your claim.
By avoiding these mistakes, you can ensure a more efficient process when filing for workers’ compensation. Approaching the process from an informed position can increase the likelihood of receiving the benefits you deserve.